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At Instarem we’re 100% transparent. There are no hidden charges. We charge only a nominal fee. And what’s more, you get Mid-Market rates with no margins added. Data collected AUD 1,000 on 31 August 2020.
SEND
CARDS
Fast, secure and cost-effective. But that’s not all. We know you like to be in control and always know what you are paying for, so that’s exactly what you’ll get with us.
Competitive pricing, no hidden fees.
Usually instant or same day transfer.
We verify everyone and everything, always.
Always know the cost. Stay in control.
Imagine you could link all your cards together. Imagine you never needed to top up again. Ok, now stop imagining and go get your amaze. Spend, save and track all your cards, directly from our app. Simply download now to be amazed.
Combine your credit and debit cards into one amaze.
Enjoy uninterrupted spending.
Buy global, spend like a local with our competitive FX rates.
Simple and intuitive with real-time transaction summary of your linked cards.
With us, you can focus on what really matters, scaling your business.
We will remove all complexities from business payments and introduce you to fast, cost-effective international payments.
Our great FX rates and low fees will help you save big. Our simple platform will seamlessly integrate with your business and provide you with real-time visibility of your payments for better cash flow management.
Open a business account with us now, to start simplifying the way you move money for your business.
55+ countries within your reach.
Low fees. Great FX rates. Nothing hidden.
Industry-leading technology that moves $4 Billion annually.
Send money and earn points to enjoy even greater value.
Skip the queues and send money fast.
Send money on-the-go with our app.
“
I have been using Instarem for more than two years now and I have constantly found the best exchange rates on the website. To add to that, the commission is low as well. I started with Western Union and due to some issue did one transaction with Instarem and have never looked back since. Highly recommended.
- Geert Cools (Belgium)
“
The overall experience was seamless right from the account set up until the first amount transfer phase. The UI is very simple and easy to follow. Thanks for good service.
- David Nixon (UK)
“
Exceptional value for remittance with best exchange rate period! Transparency redefined. Thanks for saving remitters from banker loots.
- Mark Chow (Singapore)
“
Using the Instarem service for over 2 years and really happy with the fast transactions and the payment portal is pretty much straightforward and easy to use. Would definitely recommend to others.
- Sijilraj Rajagopal (India)
“
I am using Instarem since 2016. It's not only because they offer best rate and lowest charges, also I found it faster and they offer better customer service than a lot of other service providers. I honestly recommend them for anyone who wants to send money overseas.
- John Podder
We are regulated by 9 financial regulators across the globe, so you can be sure we do everything by the book!
Our compliance with the regulators relies heavily on the safety and security of your funds. That’s why we leave no stone unturned safeguarding your money and maintaining real-time fraud prevention measures for total peace of mind.
Join the customers, small businesses and major banks who trust us to transfer their funds globally, amounting to billions of dollars’ annually.
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We are a leading digital cross border payments company. Changing the complex nature of global payments, we exist to make money simpler for you. Whether you’re a consumer, a small or medium-sized enterprise or a financial institution, we simplify the way you spend, send and receive money worldwide. We were founded in 2014 in Singapore with licenses and offices in Singapore, Australia, Malaysia, Hong Kong, India, USA, Canada and across Europe.
We are firm believers in fair and transparent overseas money transfers. Sending money abroad via banks and MTOs has been too expensive for too long. We disagree with the unfair margins applied to forex rates and the additional hidden fees that all too often creep in. We’re here to bring clarity to your money management.
Our transparent platform offers cost-effective money transfers, anywhere, anytime, with competitive rates sourced directly from Reuters, and minimal mark-up applied. You’ll always get a full breakdown of every money transfer you make too.
Account creation is simple. You just need to sign up with your email ID or Google / Facebook ID. Click here to create an account for simple, secure money management anywhere.
Our fees differ from countries and corridors of transfers with typical fees varying between 0% and 1%. The fees are subject to change and can be reviewed at any given time on our currency converter.
Yes, you can. All you need to do is register as a business while signing up with us.
We are a fully licensed service provider with licenses in Australia, Singapore, Hong Kong, Malaysia, India, UK, the US, the EU, and Canada. We operate a layer- and jargon-free policy, giving you total transparency and control over your money. Our rigorous verification processes also guarantee that your money is safe with us and reaches the right recipients fast.
Nium makes money on foreign currency conversion.
Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally. Nium makes money on foreign currency conversion. In the United States, Nium, Inc. operates under a program sponsored by Community Federal Savings Bank, to which Nium is a service provider (NMLS ID No. 1528562).
We are ISO27001 Certified
We top up your account with 25 InstaPoints as soon as you Sign Up.
InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.
More The InstaPoints, More The Discount.
